WELCOME TO UM USA NEWSWARRANTYPARTSABOUT UMCONTACT USACCESSORIES   FINANCING DEALERS

 

UM is proud to announce two new consumer financing programs available at participating UM Dealers. 
Participation on these programs is voluntary and UM cannot ensure that all UM Dealers will offer the following programs.  Please call or visit your UM Dealer to confirm their participation on these programs first.
 
1. Access Financing:
 
UM  is proud to offer the following consumer financing programs through Access Financing available only at participating UM Dealers in the following states: AZ,CA,FL,GA,IA,IN,KY,ME,MI,MN,MO,MS,NC,OH,OR,PA,SC,TN,TX,VA,WA,WI, and WV. 
All programs are available only with approved credit (WAC).
 
Program 1: STRAIGHT FINANCING Available for total purchases above $1,500, calculated with monthly payments based on 12, 24, 36, 48 months. Payments start in 30 days after signing of contract. Interest rate is fixed for the term of the loan. Interest starts at the time of the contract. There is no pre-payment penalty.
 
Program 2:  90 DAYS NO INTEREST  “0” Down, “0” Interest for 90 days if loan is paid within the 3 months. Monthly payments are required. Interest starts on the date of the contract if the finance amount is not paid off within the NO Interest period. Rate is fixed for the term of the loan. There is no prepayment penalty.
 
The following programs are available only at Participating Dealers who opt to offer these promotions.
 
Program 3: 6 MONTHS DEFERRED “0” Down, and “0” Payments, and “0” Interest for 6 Months if loan is paid within the 6-month period. Interest starts on the date of the contract if the Finance amount is not paid off within the NO Interest period. Interest rate is fixed for the term of the loan. There is no pre-payment penalty.
 
Program 4: 12 MONTHS NO INTEREST “0” Down, “0” Interest for 12 MONTHS if loan is paid within the 12 months. Monthly payments are required. Interest starts on the date of the contract if the finance amount is not paid off within the NO Interest period. Rate is fixed for the term of the loan. There is no prepayment penalty.
 
*Above financing programs are offered by Access Equipment & Financing, LLC.
 
 
1. Progressive Finance:
 
UM is proud to offer the following consumer financing program through Progressive Finance available at participating UM Dealers Nationwide.

Progressive Finance and UM have developed a small-ticket hybrid lease/purchase supplemental financing program that approves nearly 9 out of 10 applications regardless of your credit history. The lease/purchase option does not require a credit check. Approvals are granted on the basis of verifiable income.  The maximum approval is $2,200.00.
 
At time of application you must provide only the following three items:
1.Current pay stub as proof of employment during the past six months.
2.Current checking statement to show the customer has had a checking account for at least three months.
3.Valid driver's license for identification purposes.
 
 
*All finance programs and approvals are being offered based upon the ability of the applicant's credit history. All Rates subject to change without prior notice.